Wednesday, November 27, 2013

Tips for a Problem-Free Closing on your Boston Home



You've found the Boston Home of your dreams. The contract is signed, the mortgage is approved. The next important step: the closing! Here are some tips for ensuring your closing goes smoothly.
Don’t be afraid to ask questions!
A week before closing make sure to talk to the people representing you. Make sure that they have all the info that they need from you. Don't worry about bothering your loan officer or Boston real estate agent to ensure everyone is on the same page. Ask whether you will need a certified check, personal check, or if they need it wired. Depending on the amount of your down-payment either of these options are preferred.
Review the documents in advance.
Another great way to be prepared for your Boston Home closing is to review the documents in advance. You can ask the lender to provide them to you, many will do so automatically. By taking a look at the documents, you’ll be prepared with any questions you need to ask, prior to closing. Don't assume that all of the information is correct either. Anticipate human error and double check everything.
Take the day off.
A smooth closing may take less than 30 minutes, but, you won't know for sure until it's done. There may be delays, especially if it is the end of the month. Don't plan on doing the closing during your lunch break. Take the day off to ensure you have plenty of time and are not in a rush to get back to work.
If you are still searching for that perfect Boston Home, let a local expert help you out. Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process. So taking the time to learn about the process and your options is critical to making the best informed choices in order to achieve your own particular goals.
My specialty is working closing with my clients as a consultant (not just an “agent”) to provide the information and education critical to make those informed choices—at every step throughout the process. My comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful. Please feel free to contact me, I look forward to hearing from you soon!

Lucas Garafalo

Keller Williams Realty

(617) 861-3631

Lucas@LucasBostonHomes.com



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