Wednesday, February 25, 2015

Boston Home – Tax Breaks for 2015

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So you missed out on the Boston Real Estate market last year. That's OK – you haven't missed the boat yet on low mortgage rates. In many ways, 2015 is a great time to buy a Boston home, not the least of which is for certain tax breaks. If you buy a home in Boston in 2015, here are three significant tax benefits you may qualify for.

Points. Deductible points are a standard tax break, but, 2015 might be a good year to buy them. Interest rates are at all-time lows and we are foreseeing the inevitable increase. Points are considered a form of interest and are tax-deductible in the same year as long as you meet a few standard requirements. Even if buying points doesn't drop your monthly payments by much, you can still get a sizable tax break. Talk to your loan officer and accountant to see how it affects your individual circumstances.

Energy Credits. If you buy a home in Boston in 2015 you may want to outfit it with some energy-saving systems. You can write off 30% of the cost as part of the Residential Renewable Energy Tax Credit.

Bye Bye Renting. Renting in Boston is only getting more expensive and you also don't get many tax breaks. But, home buyers certainly do benefit from several tax breaks. Stop the cycle of building your landlord's equity and start building your own.

When you are ready to purchase your own Boston home look to an expert, contact a Boston Real Estate Agent. I'm committed to providing you with the highest quality buyer service. When making the type of investment that buying a home requires, you deserve to have all the latest market information and the very best advice, both of which I can provide you with. I am always here should you have a question on a Boston neighborhood such as South End, Fenway, Beacon Hill, or any other. I hope to speak with you soon!


Lucas Garofalo
Keller Williams Realty
(617) 861-3631
Lucas@LucasBostonHomes.com

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