After spending the last several months finding
the perfect Boston home and
negotiating the perfect deal you may think that your work is done with your new
home. The contract is signed, the
mortgage is approved, what else is there to do? The next important step: the
closing! Boston
home closings aren’t always
smooth sailing so here are some tips for ensuring your closing goes smoothly
without any hiccups.
Don’t be afraid to ask questions! A
week before closing make sure to talk to the people representing you. Make sure
that they have all the info that they need from you. Don't worry about
bothering your loan officer or Boston real estate agent to ensure
everyone is on the same page. Ask whether you will need a certified check,
personal check, or if they need it wired. Depending on the amount of your
down-payment either of these options are preferred.
Review the documents in advance.
Another great way to be prepared for your Boston
home closing is to review the documents in advance. You can ask the
lender to provide them to you, most will do so automatically. By looking at the
documents, you’ll be prepared with any questions you need to ask, prior to
closing. Don't assume that all the information is correct either. Anticipate
human error and double check everything.
Take the day off. A smooth closing may take less than 30 minutes, but, you won't know for
sure until it's done. There may be delays, especially if it is the end of the
month. Don't plan to do the closing during your lunch break. Take the day off
to ensure you have plenty of time and are not in a rush to get back to work.
If you are still searching
for that perfect Boston home,
let a local expert help you out. Buying a home is an exciting and complex
adventure. It can also be a very time-consuming and costly one if you're not
familiar with all aspects of the process. So, taking the time to learn about
the process and your options is critical to making the best-informed choices to
achieve your own Boston real estate goals.
My specialty is working closing with my clients as
a consultant (not just an “agent”) to provide the information and education
critical to make those informed choices—at every step throughout the process.
My comprehensive, high-quality services can save you time and money, as well as
make the experience more enjoyable and less stressful. Please feel free to contact
me, I look forward to hearing from you soon!
Lucas Garofalo
Keller Williams Realty
(617) 861-3631
Lucas@LucasBostonHomes.com
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