After
spending the last several months finding the perfect Boston
home and negotiating the perfect deal you may think that your
work is done with your new home. The
contract is signed, the mortgage is approved, what else is there to do? The
next important step: the closing! Boston home
closings aren’t always smooth sailing so here are some tips for ensuring
your closing goes smoothly without any hiccups.
Don’t
be afraid to ask questions! A week before closing make sure
to talk to the people representing you. Make sure that they have all the info
that they need from you. Don't worry about bothering your loan officer or Boston real estate agent to ensure everyone is on the
same page. Ask whether you will need a certified check, personal check, or if
they need it wired. Depending on the amount of your down-payment either of
these options are preferred.
Review
the documents in advance. Another great way to be prepared for your Boston home closing is to
review the documents in advance. You can ask the lender to provide them to you,
most will do so automatically. By looking at the documents, you’ll be prepared
with any questions you need to ask, prior to closing. Don't assume that all the
information is correct either. Anticipate human error and double check
everything.
Take
the day off. A smooth closing may take less
than 30 minutes, but, you won't know for sure until it's done. There may be
delays, especially if it is the end of the month. Don't plan to do the closing
during your lunch break. Take the day off to ensure you have plenty of time and
are not in a rush to get back to work.
If
you are still searching for that perfect Boston home, let a local expert help you out. Buying a
home is an exciting and complex adventure. It can also be a very time-consuming
and costly one if you're not familiar with all aspects of the process. So,
taking the time to learn about the process and your options is critical to
making the best-informed choices to achieve your own Boston real estate goals.
My specialty is working closing with my clients as a consultant (not
just an “agent”) to provide the information and education critical to make
those informed choices—at every step throughout the process. My comprehensive,
high-quality services can save you time and money, as well as make the
experience more enjoyable and less stressful. Please feel free to contact me, I look forward to hearing from you
soon!
Lucas Garofalo
Keller Williams Realty
(617) 861-3631
Lucas@LucasBostonHomes.com
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